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"Cashed Out: Consumers Pay Steep Premium to 'Bank' at Check Cashing Outlets"
Jean Ann Fox and Patrick Woodall, Consumer Federation of America, November 2006 "Internet Payday Lending: How High-priced Lenders Use the Internet to Mire Borrowers in Debt and Evade State Consumer Protections,"
Jean Ann Fox and Anna Petrini, Consumer Federation of America, November 2004 "Unsafe and Unsound: Payday Lenders Hide Behind FDIC Bank Charters to Peddle Usury,"
Jean Ann Fox, Consumer Federation of America, March 2004 "Rent-A-Bank Payday Lending: How Banks Help Payday Lenders Evade State Consumer Protections,"
Jean Ann Fox and Edmund Mierzwinski, Consumer Federation of America and USPIRG, November 2001 "Show Me The Money,"
Jean Ann Fox and Edmund Mierzwinski, Consumer Federation of America and USPIRG, February 2000 "Safe Harbor for Usury: Recent Developments in Payday Lending,"
Jean Ann Fox, Consumer Federation of America, September 1999 Borrowing From Peter to Pay Paul: A Statistical Analysis of Colorado's Deferred Deposit Loan Act,
Paul Chessin, Denver University Law Review, Vol. 83 No. 2, 2005
"Paychecks and Politics: Alternatives to Payday Loans"
Arkansas Advocates for Children & Families, Issue 34: December 2005
"Predatory Lending and the Military: The Law and Geography of 'Payday' Loans in Military Towns"
Steven Graves and Christopher Peterson, Ohio State Law Journal, Volume 66, Number 4, 2005 (Draft Article Version)
"Easy Prey: Evidence for Race and Military Related Targeting in the Distribution of Pay-Day Loan Branches in Washington State"
Assaf Oron, University of Washington, June 2005 (Revised March 2006) "In Harm's Way - At Home: Consumer Scams and the Direct Targeting of America's Military and Veterans"
National Consumer Law Center, May 2003 "Payday Lenders Burden Working Families and the U. S. Armed Forces"
Consumers Union, July 2003
"Payday Lending in Pima County Arizona"
Southwest Center for Economic Integrity, December 2003
"Race Matters: The Concentration of Payday Lenders in African-American Neighborhoods in North Carolina"
Delvin Davis, Keith Ernst, Uriah King, Wei Li, Center for Responsible Lending 2005 "Financial Quicksand: Payday Lending Sinks Borrowers in Debt with $4.2 Billion in Predatory Fees Every Year"
Center for Responsible Lending, November 2006 "A Financial Services Survey of Low- and Moderate-Income Households"
The Center for Financial Services Innovation, July 2005 "The Illinois Payday Loan Loophole: Post-Payday Loan Reform Act Lending and the Debt Collection Practices of One Large Lender in Illinois"
Woodstock Institute, Public Action Foundation, April 2008 "Greed: An In-Depth Study of the Debt Collection Practices, Interest Rates, and Customer Base of a Major Illinois Payday Lender"
Monsignor John Egan Campaign for Payday Loan Reform, March 2004 "One Payday, Many Payday Loans: Short-Term Lending Abuse in Milwaukee County"
Robert Mayer, Loyola University Chicago, 2005 "Payday Lenders in Arkansas : The Regulated and the Unregulated"
A study by Arkansas Against Abusive Payday Lending, August 2004 "Payday Lenders in Arkansas: The Regulated and the Unregulated, an Updated Study"
H. C. "Hank" Klein, Arkansans Against Abusive Payday Lending (AAAPL), February 2006 "Payday Loans: Taking the Pay Out of Payday"
California Budget Project Chartbook, September 2008 "Payday Lending: A Business Model that Encourages Chronic Borrowing:"
Michael A. Stegman and Robert Faris, The Economic Development Quarterly, vol. 17, no. 1, February 2003 Colorado Annual Report 2007
Colorado Office of Attorney General, 2008 Florida Trends Report
Florida Office of Financial Regulation, July, 2008 Oklahoma Trends in Deferred Deposit Lending
Oklahoma Office of Consumer Credit Commissioner June 2008 Payday Lender Licensees/Check Cashers 2006 Annual Report
Bureau of Financial Institutions, State Corporation Commission 2007 Washington State Department of Financial Institutions Annual Report 2007, December 2008 Report to General Assembly Payday Lenders
Missouri Division of Finance, January 14, 2009 Payday Lenders in Arkansas : Renting Out-of-State Bank Charters Help Evade State Law
H. C. "Hank" Klein , Arkansas Advocates for Children & Families, Issue 33: December 2005 "Be Wary: Dependence on Debt Trap Presents Challenges for Effective State Payday Lending Regulation"
Yolanda McGill, Center for Responsible Lending, July 2, 2004 "New Terms for Payday Loans: High Cost Lenders Change Loan Terms to Evade Illinois Consumer Protections"
Woodstock Institute Reinvestment Alert, April 2004, Number 26 "The Consumer Lending Revolution: Economic Consequences. The Regulatory and Legislative Framework"
Kathleen Keest, Center for Responsible Lending, December 8, 2004
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